Category: Due Diligence & Risk

Bali Property in 2026: Perda No. 4 of 2026, the Nominee Prohibition, and the Compliant Investment Structure

Nominee land arrangements in Bali have been void under Indonesian law since 1960. Bali Provincial Regulation No. 4 of 2026 did not create a new prohibition — it added criminal prosecution for both parties to the arrangement and for any intermediary or facilitator. The compliant structure, the risks, and the due diligence requirements are addressed… READ MORE →
PT PMA Establishment 2026: Pre-Formation Framework for Bali-Based Enterprises

Forming a PT PMA in Bali in 2026 is still viable. The OSS restriction on all low and medium-low risk KBLI classifications for Bali-address companies has raised the pre-formation due diligence requirement significantly. KBLI selection, Positive Investment List verification, physical address confirmation, and capital planning must all be resolved before a notary is engaged. READ MORE →
PT PMA Compliance 2026: What Existing Bali-Based KBLI Holders Need to Know and Do Before 18 June

Your existing PT PMA licence in Bali is valid and will not be retrospectively cancelled. The compliance obligations that do apply — four OSS trigger points, the KBLI 2025 migration deadline, a substance-based enforcement programme, and LKPM reporting requirements — require assessment before 18 June 2026. This article sets out the action sequence. READ MORE →
Bali PT PMA Restrictions 2026: What Changed for Foreign Investors

If you have a PT PMA in Bali, or are planning to establish one, 2026 has introduced restrictions that require review before any OSS action is taken. This article covers the Governor’s KBLI letter, the DPMPTSP’s formal proposal to BKPM, Perda No. 4 of 2026, and the 18 June migration deadline. READ MORE →
Property Acquisition in Bali: A Due Diligence Framework for Foreign Nationals

Foreign nationals acquiring residential property in Bali encounter a transaction environment that differs materially from the legal frameworks of their home countries. The protections that function automatically elsewhere, covering independent legal representation, registered easements, title insurance, and structured conveyancing, must be specifically commissioned here. This article covers thirteen due diligence categories that every foreign national… READ MORE →
KBLI 2025 and Your PT PMA: What Is Now Live and What You Must Verify

KBLI 2025 has been the live business classification in OSS and the Ministry of Law’s AHU system since 15 June 2026, and for most companies the conversion was automatic. A PT PMA whose 2020 code was split or re-scoped must confirm that its converted code still describes what it does, and check the investment threshold… READ MORE →
Beyond Villas: Trade and Distribution in Bali

Trade and distribution in Bali offers foreign investors a structured route beyond property. KBLI 2025, enterprise models, compliance, and legal structuring guidance. READ MORE →
Beyond Tourism: Bali Needs Waste Solutions

Indonesia and Bali are inviting more waste-sector investment, though the foreign-backed models making a real difference are usually the ones built around collection, sorting, organics processing, traceable recovery, and contractable service systems. The weaker approach is to import end-of-pipe hardware before the front end of the chain is ready. READ MORE →
PT PMA Articles of Association in Indonesia Explained

A PT PMA can have a registered Anggaran Dasar and still leave major governance questions unresolved. This article explains to investors what it governs, what it leaves open, and how to test compliance. READ MORE →
Nominee Arrangements in Property Monetisation

Foreign participation in Indonesia’s short-term accommodation market needs a structure that matches the public record, the licensing file, and the commercial reality. Using a PT PMDN as a domestic façade may deepen nominee risk rather than solve it. This article explains why, and points investors towards lawful participation models. READ MORE →
SLF, KBLI 2025, and Short-Stay Villas

SLF, KBLI 2025, and risk-based licensing now place short-stay villa monetisation inside a more disciplined legal pathway. This article explains why a management company does not solve operator-role problems and what evidence is needed to build a lawful structure. READ MORE →
Women Founders in Indonesia: Own It in Your Own Name

When Ike Farida was refused a Jakarta apartment she had paid for, because she was married to a foreigner with no agreement, she took the case to the Constitutional Court and won. Under Indonesian law a business built during marriage can be joint property. This instalment sets out how a prenuptial or postnuptial agreement lets… READ MORE →
Why Governments Set the Rules and Markets Make Them Work: Indonesian Government Objectives of KBLI 2025

KBLI 2025 is a classification system designed to route business activity into Indonesia’s licensing, reporting, and investment settings. This article explains how governments set the rules and markets operationalise them, and why that matters for foreign investors navigating OSS, enforcement, and real estate and accommodation models. READ MORE →
Counterparty Due Diligence for Foreign Investors in Indonesia

Counterparty due diligence is the discipline that sits between outright fraud and honest but unrealistic promises. This article explains how foreign investors in Indonesia can look beyond pitch decks, test promoters and structures against Indonesian regulation, and recognise warning signs before capital is exposed. It also sets out how TraceWorthy designs structured counterparty due diligence… READ MORE →
When Your Client Asks If You Can Do It Cheaper: Choose Value Over Price

When a client asks if you can do it cheaper, they are usually reacting to uncertainty, not questioning your competence. This article explains the behavioural forces that push buyers toward price, then sets out a practical method for choosing value over price using outcomes, ownership, evidence, and risk controls. It is written for founders and… READ MORE →