Category: Due Diligence & Risk
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SLF and PBG for a Building Already in Use in Indonesia, and Why Some Bali Villas Cannot Obtain Them
Every building in Indonesia needs an SLF before it is used. This is the route to an SLF and PBG for a building already in use, the KBLI the application attaches to, the buildings that cannot be regularised, and what a PT PMA may do with a villa in Bali and across Indonesia. READ MORE →
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Common Pitfalls When Starting a Business in Bali, and How to Avoid Them
The expensive mistakes when starting a business in Bali happen before incorporation. Bali now blocks new foreign-owned companies in a range of classifications, the capital figures are widely misread, and the usual shortcuts are unlawful. Confirm the classification, the capital, the premises and the land first. READ MORE →
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Customer Data Protection for Businesses in Indonesia
Indonesia’s data protection law is in force now, and its 2026 implementing regulation adds the detail from January 2027. This is a practical starting point for a small business: find the records, control access, check providers, set retention, and be ready for a data breach. READ MORE →
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Beneficial Ownership Reporting in Indonesia
Your beneficial owner is the real individual who ultimately owns or controls the company, and the report names that person to AHU. This is how to check the report, trace a layered structure, keep the evidence, and avoid a blocked account when a transaction depends on it. READ MORE →
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A Family Office for an Indonesian Family: Passing Wealth Intact, and the Choice to Come Home
For an Indonesian family, a business passes to the next generation by inheritance, and Indonesian law decides how, within limits a will cannot override. This guide sets out the plural succession regimes and the reserved shares, what marriage does to a founder’s ownership, the domestic structures that pass a business on whole, and the choice… READ MORE →
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Where to Base a Cross-Border Business in 2026: the PFII, an Onshore PT PMA, or a Regional Hub
Indonesia’s new PFII, an onshore PT PMA, Singapore, Hong Kong, Dubai through the DIFC, and Labuan, compared on tax, the owner’s residence, substance, treaty access, succession, the courts, and cost, with a match-by-situation guide and an eight-question FAQ. READ MORE →
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Sweat Equity in an Indonesian Company: Why Effort Is Not Capital, and What Works Instead
In an Indonesian company, payment for shares must be money or an asset the company can value and receive, so personal effort cannot be paid-up capital. Sweat equity recorded as paid shares is unfunded capital, which a buyer later inherits. This sets out where an owned asset does qualify, the four lawful routes that reward… READ MORE →
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Foreign Land Ownership in Bali: The Lines a Lawful Structure Will Not Cross
A nominee land arrangement is void under Indonesian law, and the exposure remains with the Indonesian named on the title. This article is written first for the Indonesian asked to be the front, and then for the foreign buyer, and it sets out the lawful routes to foreign land ownership in Bali, the harm a… READ MORE →
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Online Gambling and the Indonesian Business: The Exposure to Owners, and the Duty to Employees
Online gambling is unlawful in Indonesia and reaches a business in two ways an owner rarely sees together: through the company’s money and accounts, and through staff who gamble, borrow, and bring the fraud and distress into work. This article sets out the legal position, the money-laundering and account-freezing exposure, the employer’s rights and duty… READ MORE →
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Short-Term Lending for Indonesian Businesses: When It Bridges a Gap, and When It Masks a Loss
Short-term and online lending is lawful in Indonesia, and the same loan can bridge a genuine timing gap or mask a structural loss. This article sets out the routes an Indonesian business can reach, what each one costs against a bank line, the numbers that reveal which use it is, the rules that protect a… READ MORE →
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Women Founders in Indonesia: When a Business Has to Close
Julie Wainwright closed Pets.com with around 147 million US dollars gone, and Sophia Amoruso watched Nasty Gal go bankrupt, and both built again. Our founder Tracy Wilkinson lost two thriving companies in a single night and spent years recovering. This final instalment on founders who change direction covers the failure that removes the choice: how… READ MORE →




